iFLEXi Cloud Hire Purchase
Experience a new era of efficiency with our iFLEXi Cloud-Based Hire Purchase Management System, designed for financial institutions, dealers, and hire purchase companies managing vehicle financing such as Motorcycles, Cars, Taxis, Vans, Buses, and Lorries.
This multi-tenancy SaaS platform allows you to operate seamlessly across multiple branches or entities — with centralized data, flexible configuration, and secure access from any device.
Real-Time Insights Dashboard
– Expiry Reminder for Insurance / Road Tax / Inspection
– Sales or Collection Related ·Sales Record (Cash & Credit)
Automation Setting Features
– Overdue Interest Calculation / Late Payment Scheme
– Legal Letter Automation
– General Payment Allocation Order
– Interest Calculation
– Reminder Notification (Instalment Due, Renewal and Payment)
– Reducing Balance – Interest calculation (Ready on updated version release Jan 2026)
Loan Origination
– Self Define Document Check List
– Document Check List (File Upload & Retrieve)
– Auto Assign Approver base on loan amount
– Approval Workflow
– Tracking application Status (Approve, Reject, Resubmit, Cancel and Draft)
– e-KYC (Coming Soon)
Loan Form
– Print Form (Agreement, 2nd Schedule I & II, HP Guarantee, Confirmation Letter, Indemnity Letter, Consent Letter, Delivery Letter & etc)
– Print Personal Form (Repayment Schedule, Financial, Statement Of Account, Early Settlement Quotation & etc)
– Digital Document Storage
– Digital e-Signature (Coming Soon)
Loan Transaction
– Collect Payment (Receipt can send via WhatsApp or Email)
– Add Other Charges (Postage, Repossession, Miscellaneous, Service, Bank Charges & etc)
– Debt Control (Call record, File Upload & Retrieve, remarks)
– Set Reminder for follow up job
– Generate Official Receipt send by Email or WhatsApp
– Payment Gateway for Collection
Automation Workflow
– Self-Define message and event by text or email
– Auto Reminder for Instalment Due via WhatsApp or Email
– Auto Reminder for Insurance Expiry via WhatsApp or Email
– Auto Message for collection
e-Invoice Ready
– Generate document work flow
– Void document work flow
– Document Inquiry
Other Features
– Repossession Work Flow
– Auction Work Flow
– Generate Trade Info to CTOS / Experian
– Generate Black list Info to CTOS / Experian
– Generate GL to Third Party Accounting Software (AutoCount, ACCESS UBS and SQL Accounting)
– Send Letter Work Flow (Reminder, 4th Schedule, Final Notice, Repossession Order, 5th Schedule, Selling Notice, Notice of Demand)
– Financial Report (Over 50+ selection)
Why Chose iFLEXi Cloud Hire Purchase System
We have 30 years’ experience on self-develop and selling Hire Purchase System since 1995
- Fully Cloud-Based
- Access your hire purchase data anytime, anywhere.
- No complex server installations or maintenance costs.
- Scalable to grow with your business.
- Legal & Compliance Ready
- Generate legally compliant letters and notices automatically.
- Maintain audit-ready digital records for regulatory compliance.
- Stay updated with industry regulations without extra effort.
- Seamless Document Management
- Print pre-filled forms instantly and store digital copies securely.
- Easy retrieval, search, and audit of all customer documents.
- Combine paper and digital processes for maximum flexibility.
- Data-Driven Insights
- Advanced analytics and reporting to optimize business performance.
- Track profitability, payment trends, and customer risk scores.
- Make smarter, faster decisions based on real-time data.
- End-to-End Automation
- Automates loan origination, payment tracking, and overdue management.
- Reduces manual errors and administrative workload.
- Ensures faster approvals and collections.
- Intelligent Payment Management
- Prioritize payments automatically.
- Real-time dashboards for overdue accounts, cash flow, and collections.
- Maximize profit while reducing bad debt risk.
- Customer-Friendly Features
- Quick loan origination with auto credit scoring and e-signatures.
- Smooth, transparent instalment plans for better customer experience.
- Automated notifications for payments, reminders, and legal letters.
- Security & Reliability
- Role-based access control to protect sensitive data.
- Secure cloud storage with automatic backups.
- High system uptime ensures uninterrupted operations.
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